I recall someone using this example:

When you have 1 cow, you name it. When you have 10,000 cows, you don't name them. Why should you have to name all of your 10,000 files?

To which I respond: because 20 of those cows are my tax returns, and I don't want them wandering into a deletion ravine. And 100 of them are my family photos and I want to find them faster.

sheesh. you're right, nobody wants to think ahead anymore.....